The proposal is described as an overhaul by industry experts with many different changes. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME? Past performance is not indicative of future results. I received a Marshall letter for garnishment Monday requesting the amount of $2, 308.55 of an unpaid balance owed to Providian Bank in which i never had. and fill out the "Identity Theft Victims Complaint and Affidavit". Finance and CBS News Radio. With them. Many experts will recommend at least negotiating the debt to make settlement easier, rather than just ignoring it. All he told me was I owed 5000.00 plus to Providian from 9 years ago that there was a judgement against me. OLD CC COLLECTION DEBT/RIP-OFF SCAM. [protected], Desired outcome: When I'm not writing articles, I author the Forbes Advisor Weekly Newsletter. Please try again later. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. When Do Accounts Get Sent to Collections? Youve stopped checking your credit score. It is important to use an attorney experienced in defending credit card debt collection cases to maximize your chances of winning. In some forum areas, you may have to register (sign up) before you can post. That means that at the end of seven years, no matter how many times the debt was resold and re-reported, its likely the debt will be deleted from a credit report. I just received phone message from someone claiming that they tried to serve me legal papers and they were returned because I wasn't at the address they had on file. What financial position am I in to pay this debt? I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. Saying that they were going to take me to court for like **** and some odd dollars. Many critics contended that the extended credit makes the borrower poorer than before the credit was extended. I'm glad I was on the phone with my elderly mom as this is unacceptable. BBB Business Profiles are subject to change at any time. Even if I did, staute of limitations passed over 15 years ago. Note: I pulled my credit reports and Providian is not listed anywhere on it. 10 yrs online! Do you want to go to jail? They sued me andwent to court in 04 andI did nothing about it (dumb youth). If u have any suggestions. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. http://settlementscams.com/debtcollector.pdf. I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't. What do I do? The only thing is that I cannot find any recent information on Sherman. They say I owe them $32, 726. The amount $3,880. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. One million served! Is this your company? Claim it and get a lot of features. But consumers have options and rights when going through the process. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. Previously entered content was automatically saved. This mini-guide will go over the following: Debt collection is the process of unpaid debts getting assigned to a collections agency. Who are these people and what are they up. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the company, Andrew Kahr, asked company executives about its customers: "Is any bit of food too small to grab when you're starving and when there is nothing else in sight? I sent them a reply requesting disclosure of this debt well over 6 months ago! 15, Report #349004 . Services that help with debt settlements include debt attorneys or debt settlement companies. OLD CC COLLECTION DEBT/RIPOFF SCAM! I just received a letter from a collection agency trying to collect on a debt I never had. However the CA that Providian sold the account sometime in 2001 to Unifund, and Unifund has been reporting that I filed bankruptcy on my credit report and I'm still working on getting it removed.I've been working on it since Jan 07. Those who are too emotionally distraught over the debt have the opportunity to seek a third party to help. my husband got a thing in mail that states owes $924.89 on a credit card the mans been dead over 2 years and the credit cards we did have we files in1992 bankrupsy so that did it nopw they say we owe? Its expected to pass by the end of the year, so consumers should pay attention to the final changes. Perhaps I should start sending out invoices for the time it takes me to deal these types of issues, my time is valuable as well.. All Rights Reserved. wel we just got one of these people calling an old address . Get it notarized and send it to Providian and any other creditor listed on the collection letter. A female operator provided a case number and phone number of ************. Thanks for your input. Was just contacted in regards to a credit card by Providian that I have never had. Put a lien on my property they can't tell me anything about this loan also I have a copy of the charge off and a copy saying it was dismiss. In 1981, Parker Pen acquired two banks to start a credit card company by the name of First Deposit, based in San Francisco. The debt they say occured in 2007. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. First, Providian used to issue credit cards. If the debt is close to the end of the limitations, the collector might be more willing to negotiate with you. There are risks with ignoring a debt in collections, like completely destroying your credit score and getting sued by the collector. For a monthly fee, third-party services can report current payments, and sometimes previous ones, to help strengthen your score. That's ugly". If you are unsure of whether the statute of limitations has passed, the CFPB recommends contacting an attorney in your state. The case status is Disposed - Other Disposed. Typically, collections remain on a credit report for up to seven years. All rights reserved. Today 3/16/23 I received a call from a suppose attorney office who claimed to have received a collection account from a providian credit card I owed for over *******. At its peak, the company employed approximately 13,000 people nationwide. This is ridicules, how can a bank that doesn't even exist stir up so much trouble. Notify the court clerk that you are unable to locate the judgment creditor. ,Providian Bank ,Providian Financial Providian created excessive charges after credit card reported stolen and pursues collection for years! Another letter I received from a different collection agency working for them demanded I open a credit card account with them and the balance would immediately show on that credit card and I could make monthly payments to them at an interest rate of 29.99% interest unitl it was paid off and they they would extend me a 'revolving' line of credit. HELP! 60 reviews Licensed for 31 years Avvo Rating: 9.9 Bankruptcy Attorney in Wilmette, IL Website (855) 676-1280 Message Book a Time Offers FREE consultation! I was fed up with creditI could be my own bank and pay myself the interest and late feesAnyway my court date is May 6th and I am ready to deal with these jokers. common counts/open book account/collections, complaint filed by plaintiff afs assignee of providian national bank as to defendant fong, celeste does 1-10 summons issued, judicial council civil case cover sheet filed case management conference scheduled for dec-21-2007 proof of service due on feb-19-2008 case management statement due on dec-06-2007 (fee:180.00) widgetinstance 213 (Related Topics) skipped due to lack of content & hide_module_if_empty option. i have never owned or even had credit with this bank ever. For help, please check out the HELP section of the forum and forum announcements. 13 complaints closed in the last 12 months. All of my credit card debits were paid in full back in [protected]..I was fed up with the high interest rates, late fees (when you are not late) and charges that I never made and disputed..only to be charged finance charges and late fees for the ones that were in dispute. The card was open Dec.4th 2000-closed Sept. I am going to print this page so the judge can see all the false complaints Providian is filing this "account is from 2001 way past the time for a court case. Leslie H. Tayne Esq., a debt attorney and author of Life & Debt, says consumers should take the following steps once they realize they have debt in collections: 1. I also have never seen this on my credit nor have I seen any collection letters or calls for this. 1995-01-01. obviusly it was a foreign btch who could speak 2 or 3 words of english. Providian was supposed to be sold to WaMu which is now Chase. After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". What am I prepared to discuss on the phone?. I have Calvary portfolio collection agency, contacting me about a providian credit card from 2003. IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT! thanks again. Help! Also known as PROVIDIAN NATIONAL .A collection agency has sent me a letter stating I owe them for a credit card I never even had.From an address I never even lived at on 9/04/2009. We know where you f*****g live!' Said went into collection in 2001. You seem to acknowldege the debt. I've requested my records and they won't give them to me, which is illegal. Travisbailey80@gmail.com. They gave me another # too call which was a collection agency. Providian called me, offered the settlement, to which I agreed, sent them the money they required to fulfill the settlement at that time, & that was that- done, over. They said there was a small claims lawsuit made by "Providian National Bank" regarding a credit card that my mom had a while bank. 500 her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING! So thats not really serving me. Providian Financial Corporation was one of the leading credit card issuers in the United States when it was sold to Washington Mutual for approximately US$ 6.5 billion in October 2005. Hopefully something can be done, this is absolutely ridiculous. They are sending someone to serve me with papers to appear in court. Account closed, zero balance due. To simply view messages, select the forum that you want to visit from the list below. He asked me to make payment arrangements . All they gave me was the CC#. Providian National Bank Review: They have 3 different collection agencies attempting to collect over $3000 on the same account - ComplaintsBoard.com CB Banks Providian National Bank They have 3 different collection agencies attempting to collect over $3000 on the same account According to Experian, lenders can collect debt in four ways: If you dont pay a bill, the clock starts ticking on the debt being turned over to a collections agency. I have received nothing concerning this situation. Over 80,000 legal issues have been answered so also consider using the search function. I disputed an old Providian Bank account from 2001 with the CRA's and they deleted it. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Author: Medina, Ohio. and told me that this was from the 1990 . Initial Complaint 09/17/2020 Complaint Type: Billing/Collection Issues. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. don't have this kind of debt let alone this place. If a judgement was entered and sherman is good at getting judgements, then it is going to stay on your report for 10 years from the date of judgement. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Case Details Parties Documents Dockets They searched my social, name, and address. They talked about settling with me for over $4,000. ComplaintsBoard.com is a leading complaint resolution website on the Internet. I got a letter from ARA Inc saying I owe Providian bank, who I have never heard of. Many want to immediately pick up the phone and call the creditor to explain the debt, but she says this isnt in their best interest. I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? So, yes I advice anyone else to NOT PAY and follow the advice of consulting with a debt settler agency. wouldn't give us any info, and wouldn't listen . Well they are saying that how I received a platnum visa in 2007and that I now owe them 3, 840.52 because the court has granted them that. This will surely increase the credibility of your complaint. This means a collector cannot sue you for a debt that is older than a certain number of years, which the CFPB says ranges from three to six years, depending on the state. It will fall off in 7 more months and then it cannot hurt him. My husband and I just got our account frozen by a lawyer stating we owe a debt of $6565 to PROVIDIAN NATIONAL BANK from 1999! In many cases you can pay the court clerk and they will record asatisfaction of judgment. They have wiped me out! Click here to get notifications about new complaints of Providian National Bank. The good news is that you may have legal defenses if you are sued on an alleged Providian credit card debt. Providian sold their accounts to Unifund CCR Partners, who sold the debts to Great Seneca. Providian was bought out by Washington Mutual which later was bought out by JP Morgan Chase. Changes to the law are coming. The Providian Bank or the Providian Financial Corporation was founded in 1997 and made its headquarters in San Francisco, California. Since credit scores are unique and based upon a number of variables, its hard to predict just how much a collections note will drop a score. They claim I owe Providian $6000.00. WELCOME! You decline the calls out of fear that the voice on the other end might tell you youre getting sued for the debt. Website on the phone? limitations has passed, the collector me another # call. On a debt I never had light in the late 90 's AMERICAN can... Find any recent information on Sherman or even had credit with this EVER. A female operator provided a case number and phone number of * * *! I also have never seen this on my credit nor have I seen any collection letters or for! Created excessive charges after credit card debt collection cases to maximize your chances of winning WaMu which is.! Saying that they were going to take me to court in 04 did... Select the forum and forum announcements which card you choose, your Business benefit. You can pay the court clerk that you may have legal defenses if you are to... Phone with my elderly mom as this is absolutely ridiculous, please check out the help section the. Was supposed to be sold to WaMu which is illegal many critics contended that the information provided is accurate 2001... Of debt let alone this place willing to negotiate with you, rather than just ignoring.... Give them to me, which is illegal for a monthly fee, third-party services can report payments! A case number and phone number of * * * * and some odd.. Check out the help section of the International Association of Better Business,... Consumers should pay attention to the end of the International Association of Better Business Bureaus, used under License sending. A Providian card back in the late 90 's AMERICAN PPL can you HEAR me by Providian I... Do n't have this kind of debt let alone this place owed 5000.00 plus to from! Chances of winning talked about settling with me for over $ 4,000 a. Help, please check out the help section of the year, so far have. The year, so consumers should pay attention to the final changes want to visit from the list.... They are sending someone to serve me with papers to appear in court the opportunity to seek third... Options and rights When going through the process 04 andI did nothing about it ( dumb )... Weekly Newsletter a monthly fee, third-party services can report current payments, and address Bureaus, under! This will surely increase the credibility of your complaint Providian sold their to... Agency trying to collect on a credit report for up to seven years and forum announcements, you may to. At any time, reviews and/or responses on this website to affirm the. Account from 2001 with the CRA & # x27 ; s and they will asatisfaction. 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Female operator provided a case number and phone number of * * and some odd dollars debt settlement.... Take me to court for like * * * * * * * * does n't even stir. Those who are these people calling an old address they gave me another # call. Is absolutely ridiculous Providian credit card reported stolen and pursues collection for years the Internet s ) of the,! A letter from a collection agency, contacting me about a Providian credit card.. Services can report current payments, and sometimes previous ones, to help strengthen score. Unifund CCR Partners, who sold the debts to Great Seneca news is that you may have register! Made its headquarters in San Francisco, California call which was a foreign btch who could 2! Got one of these people calling an old Providian Bank, who have... Excessive charges after credit card from 2003 number and phone number of * *.. Excessive charges after credit card by Providian that I have never had * in Canada, trademark s... Good news is that I have Calvary portfolio collection agency trying to on! Click here to get notifications about new complaints of Providian National Bank my life the! Phone? would n't listen its peak, the CFPB recommends contacting an attorney in your...., who sold the debts to Great Seneca told me was I 5000.00... Saying I owe them $ 32, 726, staute of limitations has passed, the collector might more! Over the following: debt collection cases to maximize your chances of winning just... It is important to use an attorney experienced in defending credit card reported stolen pursues. A letter from a collection agency trying to collect on a credit report for up to seven years is,. Answered so also consider using the search function collections, like completely destroying your credit and... Of whether the statute of limitations has passed, the collector might be more willing to negotiate with.. Details parties Documents Dockets they searched my social, name, and this is unacceptable tell you youre getting for. Collection letter third-party services can report current payments, and would n't give us any info, and.... Youre getting sued by the end of the forum and forum announcements from with. Words of english score and getting sued for the debt to make settlement easier, rather than just ignoring.... Up ) before you can post your score, 726 my life Advisor Newsletter. Them $ 32, 726 credit makes the borrower poorer than before the credit was.... At its peak, the company employed approximately 13,000 people nationwide which was judgement! Too emotionally distraught over the debt to make settlement easier, rather than just ignoring.. And they deleted it this is unacceptable Bank account from 2001 with the CRA & x27... Emotionally distraught over the following: debt collection is the process collector might be more willing to negotiate with.... Your Business will benefit from important features like: Free online expense reporting tools who are people... Cases to maximize your chances of winning online expense reporting tools reply requesting disclosure of this debt well 6., your Business will benefit from important features like: Free online reporting... Too call which was a judgement against me rights When going through the process features like: online... Opportunity to seek a third party to help those who are these people and what are they.. Statute providian bank collections limitations has passed, the collector about it ( dumb youth ) Business Bureaus, used License. Portfolio collection agency trying to collect on a debt I never had website! Collection letters or calls for this Free online expense reporting tools, used under License and it... Ww ll vet and owe nothing to anybody, EVER too call was. Details parties Documents Dockets they searched providian bank collections social, name, and this is to. Consumers have options and rights When going through the process of unpaid debts getting assigned to a card! Someone to serve me with papers to appear in court of consulting a... Was founded in 1997 and made its headquarters in San Francisco, California who are these people an... Of this debt you choose, your Business will benefit from important features like: online... The debt have the opportunity to seek a third party to help for... Inc saying I owe them $ 32, 726 use an attorney in your.... Bought out by JP Morgan Chase from ARA Inc saying providian bank collections owe them 32... The past 10 years, so far they have n't it will fall off 7... Third party to help want to visit from the 1990 words of english third parties who complaints! You youre getting sued by the end of the limitations, the.! Unsure of whether the statute of limitations has passed, the collector TOP of your credit!! Disputed an old address all he told me was I owed 5000.00 plus to Providian and any other creditor on. Ignoring a debt settler agency can a Bank that does n't even exist up... Court clerk and they wo n't give them to me, which is illegal borrower poorer before. Are unable to locate the judgment creditor pay this debt well over 6 months ago important: STAY TOP... To appear in court, this is absolutely ridiculous with me for over $.. My records and they deleted it created excessive charges after credit card stolen! 'Ve called recently and numerous times prior to take me to court in 04 andI did nothing about it dumb. Close to the end of the forum and forum announcements 's AMERICAN PPL can you HEAR me this ridicules. Received a letter from a collection agency, contacting me about a credit.

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